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What are the Main Barriers to Digital Inclusion?

By Adriana Mikova


In today’s increasingly connected world, digital technology is no longer a luxury—it’s a necessity. From accessing essential services to finding job opportunities, having reliable internet access and the skills to use it are crucial for participating in modern life. However, not everyone has equal access to these opportunities. Yet, barriers to digital inclusion persist and digital exclusion continues to leave millions behind, widening social and economic gaps in the process.

Digital inclusion in the UK is a pressing issue. Despite the rapid expansion of technology, millions of people across the country face barriers that prevent them from fully engaging with the digital world. Digital exclusion in the UK disproportionately affects older adults, low-income families, and rural communities, denying them access to education, healthcare, and economic opportunities.

This article dives into the key barriers to digital inclusion and explores what can be done to create a more equitable, connected society. But first, let’s define what digital inclusion really means.

What is Digital Inclusion?

Digital inclusion refers to the ability of individuals and communities to access and use digital technologies effectively, confidently, and safely in all aspects of life. It goes beyond simply having an internet connection or owning a smartphone; it’s about ensuring that people have the skills, tools, and support they need to fully participate in the digital age.

A digitally inclusive society means:

  • Access for Everyone: Ensuring that all individuals have affordable and reliable internet access and the necessary devices to go online. This includes broadband, mobile networks, or public Wi-Fi, as well as laptops, tablets, or smartphones suitable for performing essential tasks.
  • Digital Skills: Providing people with the knowledge and confidence to navigate the online world, from using search engines to managing online banking or applying for jobs.
  • Accessible Technology: Designing digital tools and platforms that accommodate the needs of all users, including those with disabilities or language barriers.
  • Trust and Safety: Helping people stay safe online by teaching them about cybersecurity, protecting their personal information, and avoiding online scams.

In essence, digital inclusion is about empowering people to engage with technology in a way that improves their lives. It’s also about tackling digital exclusion, which occurs when individuals or groups are unable to access or use digital tools due to financial, technical, cultural, or psychological barriers.

In the UK, digital inclusion still remains a critical issue. Governments, businesses, and charities are working toward solutions—but there’s still much to be done.

What are the Main Barriers to Digital Inclusion?

Some of the main barriers to digital inclusion are:

  • Economic Inequalities and Affordability
  • Digital Literacy and Skills Gaps
  • Geographical Disparities in Connectivity
  • Psychological and Cultural Barriers
  • Lack of Digital Accessibility for People with Disabilities

Economic Inequalities and Affordability as Barriers to Digital Inclusion


Economic inequality stands as one of the most significant barriers to digital inclusion. For many, the costs associated with staying connected to the digital world are simply too high. The rising cost of living has forced millions to prioritize basic needs like food, housing, and energy bills over digital access, leaving them excluded from the opportunities that connectivity provides.

Economic Inequalities and Affordability as Barriers to Digital Inclusion - Hand holding a coin.

In 2023, the UK’s cost-of-living crisis highlighted the scale of this challenge. According to Good Things Foundation 9% of households (around 2.6 million) struggled to afford mobile services, while 8% (about 1.9 million) found broadband costs unaffordable. Many had no choice but to cut back or cancel their internet services, with an estimated 1 million people making this difficult decision. By late 2024, nearly 25% of UK households—about 5.7 million homes—were struggling to afford basic communication services. These figures underline how affordability continues to be a significant barrier, even in one of the world’s most connected nations.

For households with fewer resources, acquiring suitable devices poses an additional challenge. In the UK, 14% of young people aged 8 to 25 lack access to a device fit for learning, while 4%—or roughly 570,000—have neither a device nor home internet. For these individuals, digital exclusion often translates to falling behind in school or being shut out of opportunities that could improve their prospects.

Many low-income households rely on smartphones as their sole means of connecting to the internet (18%). While smartphones can provide a basic level of access, they are often inadequate for tasks such as completing schoolwork, applying for jobs, or managing personal finances. This limited form of connectivity further reinforces economic disparities, as those relying solely on smartphones face additional hurdles in accessing essential services and resources.

Meanwhile, rural areas face unique challenges, with limited broadband options forcing many to rely on expensive satellite services.

Globally, the picture is equally concerning. According to the International Telecommunication Union (ITU), 32% of the world’s population (2.6 billion people) remained offline in 2024. In low-income countries, broadband costs can consume nearly a third of the average monthly income, and only 56% of people own a mobile phone, compared to over 95% in wealthier nations. For those who are connected, data usage remains minimal averaging just 2 GB per month in low-income regions, compared to 16.2 GB in high-income areas.

These economic barriers don’t just widen the digital divide. They limit access to education, healthcare, and economic opportunities for the most disadvantaged communities. To create a more equitable society, addressing these affordability issues is essential.


Digital Literacy and Skills Gaps as Barriers to Digital Inclusion


Having access to technology is only the first step toward digital inclusion. For many people, the real challenge lies in understanding how to use these tools effectively. Digital literacy isn’t just about knowing how to operate a device. It’s about navigating the online world with confidence, security, and purpose. Without these skills, millions are left unable to take full advantage of the opportunities the digital age offers.

According to Lloyds Bank Consumer Digital Index 2023, around 10 million UK adults lack basic digital skills. This includes everyday tasks like managing online accounts, sending emails, or using search engines. Even more strikingly, 13 million people—25% of the population—are classified as having “Very Low Digital Capability.” For these individuals, the digital world can feel overwhelming and out of reach.

Low-income families are disproportionately affected, as financial hardship directly impacts their ability to develop digital skills. Among individuals earning less than £13,500 annually, only 81% possess basic digital skills, compared to 96% of those earning between £40,000 and £75,000.

Older adults face the most significant challenges. Over 90% of people aged 80 and above in the UK fall into the “Very Low Digital Capability” category. Many grew up in an era where technology wasn’t a part of daily life. This makes it harder for them to adapt to the fast-paced digital changes of today. The lack of familiarity often creates a cycle of exclusion. Without exposure to technology, they miss out on gaining the skills needed to participate, which further isolates them.

Younger people, by contrast, may appear digitally fluent, but appearances can be deceiving. While many are confident using social media or apps, critical digital skills—such as identifying misinformation, ensuring online safety, or using advanced tools for work or study—are often lacking. In fact, the Digital Youth Index 2023 found that nearly half of young people report that negative online experiences, like cyberbullying or exposure to harmful content, have impacted their mental health. This highlights a gap in education systems, which often fail to equip students with the critical thinking skills needed to navigate the internet safely and effectively.

The language barrier also limits digital literacy. For people whose first language isn’t English, navigating platforms designed for English speakers can be daunting. Everyday tasks—like setting up an email account or applying for public services—become significant hurdles without multilingual support.

Digital Literacy and Skills Gaps as Barriers to Digital Inclusion - A teacher guiding senior adults in a library, using laptops for learning and support.

Globally, disparities in digital literacy mirror broader socioeconomic divides. According to Eurostat, in the European Union, only 55% of people aged 16 to 74 have basic digital skills, with significant gaps between countries. For example, 83% of people in the Netherlands meet this standard, compared to just 28% in Romania. Education levels also play a decisive role. Those with higher education are far more likely to possess digital skills than those with little or no formal schooling. Age further exacerbates the skills gap. Older adults consistently report lower digital literacy. Younger generations tend to perform better but face challenges as technology evolves. Gender differences also play a role. Among people aged 16-44, women often outperform men, but this trend reverses among those aged 45 and older, where men demonstrate higher proficiency.

Without digital literacy, access to technology means little. People need the skills to navigate online spaces confidently and the knowledge to avoid risks like fraud, misinformation, or digital exclusion. Until these gaps are addressed, millions will remain unable to fully participate in the benefits of the digital age.


Geographical Disparities in Connectivity as Barriers to Digital Inclusion


Access to reliable internet is often taken for granted in urban areas, but for many rural communities, it remains a significant barrier to digital inclusion. Across the UK, gaps in digital infrastructure create stark inequalities between urban and rural regions, affecting education, businesses, and everyday life.

Geographical Disparities in Connectivity as Barriers to Digital Inclusion - wires on a wall.

In rural areas, access to modern broadband technologies is often limited. According to Ofcom’s 2024 report, only 52% of rural UK regions have access to full-fibre broadband, compared to much higher coverage in urban areas. Similarly, just 16% of rural areas are covered by 5G networks, leaving many residents dependent on outdated or slower technologies. This lack of infrastructure restricts opportunities to participate fully in the digital economy.

The consequences of poor connectivity are far-reaching. Approximately 12% of rural premises in the UK cannot access superfast broadband, compared to just 1% in urban areas. In parts of rural Wales and Scotland, broadband speeds frequently fall below 10 Mbps, making even basic online activities challenging. For students, it means limited access to online learning resources. For businesses, it restricts opportunities to adopt digital tools for growth. For residents, it creates barriers to essential services, such as telemedicine and online banking.

Mobile network coverage presents another layer of disparity. While urban areas enjoy near-universal indoor 4G access, rural England lags behind, with indoor coverage rates between 73% and 83%. Many rural households must rely on multiple network providers to achieve even basic coverage, highlighting the inconsistency in service availability.

Globally, geographical disparities are even more pronounced. According to the ITU, 83% of urban populations have internet access, compared to just 48% of rural residents. This urban-rural divide is particularly severe in low-income countries, where investments in digital infrastructure remain inadequate. While 95% of the global population theoretically has access to 3G or 4G networks, many rural areas lack the infrastructure to make this a reality.

Advanced technologies like 5G illustrate the gap further. In high-income countries, 84% of people have access to 5G, but only 4% in low-income nations can say the same. This leaves rural communities in less developed regions reliant on slower, less reliable networks, which hinders education, healthcare, and economic activity.

These geographical disparities highlight how digital exclusion disproportionately affects rural and remote populations, limiting opportunities and deepening inequalities.


Psychological and Cultural Barriers to Digital Inclusion


Psychological and cultural factors can be invisible yet powerful barriers to digital inclusion. These challenges stem from personal fears, low confidence, and societal norms that discourage the adoption or use of digital technologies.

For many, the digital world can feel intimidating, unfamiliar, or even unsafe. Fear of technology—commonly referred to as technophobia—is one of the most significant psychological barriers to digital inclusion. This fear is particularly prevalent among older adults.

According to the Lloyds Consumer Digital Index 2023, 52% of digitally excluded individuals in the UK are over the age of 60. Many citing low confidence as a primary reason for staying offline. A survey by the Good Things Foundation found that 30% of those digitally excluded worry they will “do something wrong” online, creating anxiety that discourages them from even trying.

Motivation also plays a key role in digital exclusion. Some individuals simply don’t see the value of engaging with digital tools in their daily lives. The Lloyds Bank report highlights that 14% of offline individuals cite a lack of interest as their main reason for avoiding technology, while 11% feel discouraged by the perceived complexity of digital tools.

Safety concerns online further compound these issues. Many people worry about identity theft, fraud, or data breaches. These fears aren’t unfounded but are often magnified by a lack of understanding of basic online security practices. Without the confidence to navigate safely, individuals are more likely to avoid digital spaces entirely, reinforcing their exclusion and leaving them vulnerable to missing out on essential services and opportunities.

Psychological and Cultural Barriers to Digital Inclusion - Close-up view of a mouse cursor over digital security text on display.

Cultural norms can also discourage digital adoption. In some rural areas, traditional values prioritize face-to-face interactions over digital communication, making technology seem unnecessary or intrusive. Similarly, gender roles in some communities limit women’s access to education and technology, further deepening the digital divide. Globally, 70% of men use the internet compared to just 65% of women. The gap is significantly wider in less-developed regions, according to the ITU 2024 report.

The stigma around digital illiteracy is another significant but often overlooked barrier. For individuals who lack digital skills, admitting to their struggles can feel embarrassing. This fear of judgment discourages many from seeking help or participating in training programs that could improve their confidence and skills. Marginalized groups and those with limited formal education are particularly affected as societal pressures often reinforce feelings of inadequacy and exclusion. This stigma not only isolates individuals. It also perpetuates a cycle of digital exclusion that becomes harder to break over time.


Digital Accessibility Barriers to Inclusion for People with Disabilities


For individuals with disabilities, digital accessibility remains a significant barrier to inclusion. Despite technological advancements, many websites, applications, and digital tools fail to meet accessibility standards. This leaves millions excluded from the opportunities of the digital world.

Digital Accessibility Barriers to Inclusion for People with Disabilities - Man with Down syndrome wearing glasses focused on his smartphone indoors.

A report on “Accessibility Monitoring of Public Sector Websites and Mobile Apps” (2022–2024) uncovered more than 29,787 accessibility issues across 1,203 websites and 21 mobile apps. Common problems included insufficient colour contrast, poor keyboard navigation, and layouts that failed to adapt to different devices or magnification levels. Alarmingly, 73% of public sector websites did not meet the WCAG 2.1 AA standards. This highlights systemic accessibility challenges that persist across digital platforms.

Mobile apps showed slightly better responsiveness, with 84% of identified issues resolved after testing. However, significant barriers remain. Frequent issues include the lack of screen reader support, inaccessible forms, and unresponsive menus. These design flaws exclude millions of users, particularly those with visual or motor impairments, from accessing critical services and platforms.

Encouragingly, approximately 70% of public sector organisations addressed accessibility concerns after receiving feedback. While this progress reflects growing awareness, the remaining gaps underscore the need for more comprehensive and consistent efforts.

The scale of the challenge is immense. In the UK, 16.1 million people—24% of the population—reported having a disability in the 2022/23 financial year. This statistic underscores how many individuals face barriers that limit their participation in the digital age.

Globally, the situation is even more stark. According to the 2024 WebAIM Million report, 95.9% of websites analysed had detectable WCAG 2 failures, with an average of 56.8 errors per page. Common issues include low-contrast text, missing alternative text for images, unlabeled form inputs, and empty buttons or links. These barriers not only hinder usability but also expose organisations to legal risks and reduced audience engagement. Websites in developing countries face even greater accessibility challenges. , A 2023 study revealed significantly higher rates of non-compliance compared to developed nations.

Digital exclusion has profound consequences. A visually impaired individual unable to navigate a government website may miss out on essential benefits. Similarly, someone with motor impairments might struggle to complete online forms, limiting their independence and exacerbating social isolation.

Accessible design is essential. Features like screen reader compatibility, alt-text for images, and voice commands improve usability for individuals with disabilities and enhance the digital experience for all users. Overcoming these challenges is vital to building a truly inclusive digital society. One where everyone, regardless of their abilities, can fully participate and benefit.

The Path Forward

Bridging the digital divide requires a comprehensive approach that addresses all key barriers. Each challenge is interconnected, and solutions must be equally multifaceted, involving governments, businesses, and community organisations.

Digital inclusion in the UK is essential to ensuring equitable access to technology and opportunities for all as digital exclusion continues to affect millions, creating barriers to education, healthcare, and economic participation. Addressing these issues is not only a matter of technology but also of social justice.

As an independent UK charity organisation, True Ambassadors plays a vital role in advocating for digital inclusion. We support initiatives that improve access, build essential digital skills, and foster trust in technology. By focusing on reducing the digital divide, we can help create a society where no one is left behind. Together, we can ensure that everyone has the tools they need to thrive in an increasingly digital world.


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